He's claiming Social Security benefits at the earliest age possible, 62. The best strategy, which is the subject of this episode, is to divide this text into sentences and correct mistakes. Welcome back to another episode of The Financial Fastlane. My name is Layne Martinson, and when we consider claiming Social Security benefits, there is a strong tendency to want to get those benefits as soon as possible, at age 62. The majority of Americans who are eligible to receive benefits do claim them at age 62, but is that really the best strategy? A few months ago, I created a video and had an episode where we talked about the differences of claiming and delaying, and what that looks like. We broke that down, so if you haven't had a chance to see that video, I would suggest you look at it. It has received a lot of attention and hundreds of comments. It was interesting to see how many people commented and took issue with one of my statements in that video, where I pointed out that 74 percent of everyone who is currently receiving Social Security benefits are receiving less than what they were eligible to receive. That was a result of poor planning, and so I wanted to clarify that point. There are many times when claiming early, claiming at age 62, is the best option, but it really depends on your specific situation. A lot of times, people feel like that's their only possible option, not taking into account that other people's situations are quite different than theirs. It is quite complex, and when you take into account taxation on Social Security, other factors such as being married or single, sources of income, and health, there are so many different things that go into a...
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Social security income tax Form: What You Should Know
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